A Note on Credit Cards

Woman Holding Coins in her Hand

Paying off your credit card should be painful. That pain should be greater than the pleasure you receive from spending on it. It’s the only thing that keeps you honest. Stop spending money you don’t have. If you don’t have it now, what makes you think you’ll have it in the future? A credit card can be a great tool, if used properly. Learn to use it to work for you, not against you.

Photo by Kat Yukawa on Unsplash

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